Also, I am scared a tenant cant damage the home and leave it unappealing for me to move into....and lasty, taxes or insurance can grow out of proportion leaving me not wanting to move their in the future. 

Factor in property taxes, insurance costs, and maintenance expenditures to ensure your investment aligns with your financial goals.Take Advantage of Financing Options: Explore FHA loans for owner-occupied properties or conventional financing options tailored to multifamily investments.

Depending on their answer, you go into "I am a local investor looking to help sellers who might want to avoid a potential foreclosure..." or "No problem, should I keep you on my list if you decide to sell at any point?"

Do property managers make it easy for you to get financial info and do your taxes?

Maintain discipline in property management and consider tax planning to maximize tax benefits.

**Stability and Predictability**: Buy and hold offers long-term stability and predictable income, aligning with my investment goals for consistent returns and tax benefits.3.

Regarding turnover: This depends on whether you have them sign a 1-yr. lease, Semester lease, 10-month lease, etc.

It really depends on the living situation too.

To cash flow properties with current interest rates can be challenging..a lot will depend on terms of both the loan and the actual negotiations.

There are a few Categories that I have broken into their own calculations considering there may be cost savings depending on strategy employed.