There are numerous posts on BP about landlord friendly states. 

Eventually I dove in but not after I listened to numerous podcast, attended numerous REIA meetings and met people face to face with like minded ideas.  

Listen to the numerous podcast that are available.  

Thanks for your detailed explanation!

Thanks for the explanation, Chris. 

That said, it sounds like you're asking whether you should go direct to lenders or use a commercial mortgage broker.First, I am biased since I am a commercial mortgage broker, so consider what I say with that in mind.Long story short, you can do it yourself and go direct if you have time to get familiar with the market and call numerous lenders. 

I really dislike charging numerous people and picking one.

Most lenders understand that if a tax return is showing a loss it does not necessarily mean the business is making a loss but its up to your loan broker to prove it to the lender by the way of explanations.

You owe them no explanation .

Thank you both for the quick analysis and explanation!