I understand that the macro economic environment is a little shaky but people are definitely making things work. 

In this high interest environment.

and that you had the ability to do it in this lending environment with margin You should have hit "go". 

If they're not, then when things go wrong it can create a toxic environment.

Some of my properties have made me a reliable 15-17% annual return since I bought them, and part of that was just buying in a low price, high appreciation potential environment years ago.

Are you still buying in this environment? 

That made a lot of people think if this ever happens again I want a much better environment. 3) Demographic demand - currently the largest demographic group millennials are at the median age of 31 - 34, which happens to be the average age of 1st time home buyers.

If we can get in on good properties, regardless of how they pencil out, borrowing at 30years in today's inflationary environment brings a return many of buying 10 years ago could only dream of.  

We all like to put minimum money in, but if the fear in the current environment is risk putting more money down is a lower monthly payment and more room to lower rent if it stays 

The real estate investment environment is dramaically different than it was just 24 months ago.