Since the buyer is essentially giving $50K to the seller via traditional financing, do we prorate the $200K gain by recognizing 25% of the gain at the time of sale ($50K/$200K = 25%) which will be spread out over the life of the loan?

He has found a place that will do 75% of purchase price, but this is essentially useless to him.

I found a house that looks nice from the outside (Google Mapped it and the neighborhood, yes I know those are outdated) and I was thinking about driving over to the house right now and knocking on the guy's door and just asking him if I could help him prevent foreclosure by essentially buying his house from him.

A lot of property management companies are doing outright rentals where they essentially buy out your weeks, pay you a guaranteed amount (which I've seen is often more than what homeowners are making by self-managing), and take on the work and risk of managing. 

You will pay essentially zero percent on the gains for federal income tax purposes as long as that is your taxable income based upon your tax return.

I wouldn't because what you are asking is for the buyer ( me) to essentially become a lender and not a very good one.Lending has risks (which big lenders spread that out) not to mention servicing costs, legal compliance,etc.You selling at retail benefits no one but you (and maybe the tenet since a bank won't give them money).Hope that helps

It makes sense to show the show suite in the best possible light to impress the buyers, thus staging is essential, now more than ever.  

@James MaherUDFI taxation on mortgaged real estate in an IRA works essentially as follows:A debt financing ratio is determined based on the percentage of the value of the propety relative to the outstanding debt.  

I would be essentially buying a 35000sqft lot turning it into two r10 lots with the flag pole right of way.

Land contract, or contract for deed, is your agreement to deed the property to the buyer once the buyer fulfills the terms of the contract - essentially, the deed is in escrow.Both encumber your ownership of your property, but the land contract weakens the owners rights and strengthens the buyers.