I'm not sure why it's something you'd never consider, because the two flippers I partner with (one in FL, the other in IN) are more than happy with 2 points origination, and 12% APR (with monthly interest-only payments) or 14% APR (with zero payments until balloon).Alone, the could not afford to carry inventory... to do more than one or two flips at a time.  

So, in essence, it removes this affordable option from the visitors.

I find Austin to be affordable, but then again I'm living in Mountain View, CA.

I can on a cash flow basis afford more land if it is amortized over a term to develop the area as an exclusive builder.New to commercial, isn't alot of commercial land leased by companies with a balloon?

You can't afford to pay unless the deal closes.

Why are the multi family homes so affordable in those towns?  

Dear [insert council member’s name],The Dalles is in desperate need of affordable and well maintained housing.

The agent that only sells dream houses to Ken and Barbie don't get how investors think and quickly get frustrated.

Suck it up.Can't afford $40?

In the U.K. and in Germany for example, home ownership is only for those who can afford to bring in 25-30% down towards the purchase.