Both an IRA and 401k can leverage with a mortgage, so long as the mortgage is non-recourse - meaning no personal guarantee from you.  

There is no standard.

I do have a wholesaler wholesaling me the deal and I will in turn wholesale to another person.

Until the foreclosure is complete, the owner is the only person who can sell this property to you. 

After all was done the neighbors apologized for over reacting and I was now out $2400. eye roll.My personal thoughts are the danger is over blown.

I recommend styling your tables, adding a theme and just making the property have more personality.

Speaking from personal experience!

But I raise it incrementally and give them a respectful notice in person.

I charge 10% of the monthly rent, and if I have to go to the property in person for a routine inspection or to oversee a large job or high ticket estimate, Its $25/hr + $0.50/mile driven.Hiring a professional manager is ideal if you dont have the patience, mental space, or availability to receieve random spur of the moment repair and emergency requests.

But you are not liable personally for.