The SAFE Act is new and we have not seen what HUD or any state has ruled in such cases todate, to my knowledge.Also, having any amounts of the lease being credited toward the purchase price is against HUD regulations and will result in your buyer losing any subsidies received under any HUD program.It remains to be my opinion that guru programs are designed to make the guru successful, not you.

Depending on the response you get, you could report them to whatever entity regulates their license in your state.

This is a paper expense, so it doesn't cost you actual dollars.Most of my properties are cheap too, but I have a few expensive ones that really help me on my tax bill.If you really want to step this up, look into becoming a "real estate professional" per IRS regulations, and depreciation can become a huge benefit.

Hell, they often do the wrong thing even when they are regulated.Without regulation, these fields would be teeming with fraudsters much more than they already are.

Then ask the building regulations office (avoid that inspector if possible) and get an answer.

I've been told by multiple banks that doing a refi, even rate and term, with less than a year's ownership is forbidden by FDIC regulations.

Additionally, if there ARE state regulated contracts, as long as your contract has all those items in it, I don't know of any law that would prohibit you from putting additional clauses in there.

You may try calling your state securities commission too:Securities Regulation Division

In my experience, neither of these is the case with current FHA regulation...I've seen plenty of buyers get gift funds and still only put 3.5% down.

Cool idea Travis.One thing you might want to look into is the schools rules & regulations.