It appears to me I do, but I am brand new to this so I am unsure. 

@Alex ClarkCheck out some of the great things happening in Detroit in 2024https://michiganchronicle.com/2024/01/03/major-developments-that-will-define-detroit-in-2024/My manger owns rentals in the Detroit suburbs and the City of Detroit, including some Section 8.

That include dog bite as well.Do I ask her to get a separate pet liability insurance or current renter insurance with 300k liability coverage mentioned above would suffice?

PMI is actually a company, a brand. 

We are finding it easier to target land and build from the ground up with a brand who has perfected the model and are killing it.

@Kenneth Hynes - Not sure of the cost in your part of the world- but in the Omaha area, refinishing hardwoods runs around $2.75/sft, including the stain and poly. 

That can include roof, water heater, HVAC, plumbing, electrical, mold, rot, warped floor boards, bad foundation, termites, sink holes, fascinating animal occupants, bad reputations (that was a drug house or had a fire or was used for other things that I don't want to mention), and so on.

You can buy a new one brand name for around 300-700 dollars, depending on brand, and get it installed for $200, or do it yourself with some basic skills and youtube video.

Hard money lenders and private lending institutions/businesses will loan up to 70% of arv including rehab cost. 

Its pushing your boundaries and stepping out of your comfort zone.I once heard the quote "Nothing in life worth having is easy, that includes happiness."