Another aspect of RE is building relationships.

Hey @Jason Eyerly - excellent question!

Don't forget a photo when you can - it will help build better relationships here on the site!

.: That is an excellent explanation.

You'll find Bigger Pockets to be an excellent resource.

Thus far, it looks like most hard money lenders are charging between 4 and 10 points...wondering if others have had any luck in getting lower points...If points are non=negotiable, I'd likely borrow the minimum and use my cash on hand to keep financing costs in check.Other items to note include we have excellent credit and have a large amount of equity in our home of 10+ years.

I am slowly working my way through all the podcasts which are excellent.

And adding to Shawn's great list (Hi Shawn nice to meet you) is another excellent resource where I've got so much help. http://epicrealestate.comPodcasts at https://itunes.apple.com/us/podcast/epic-real-estate-investing/id446611090?

I have a good relationship with the bank and we started the refi process a few weeks ago.I just received a call today from the banker and he said that we may have a problem.

Her relationship with others is irrelevant, especially in a small town.