Interest Rate: 9.99% fixed interest rate Collateral: A first priority lien on Borrower’s fee simple interest in the Property and the improvements thereon together with any personal property owned by Borrowers related to Property Prepayment Penalty: none Loan Fees: The following fees shall be due: (1) 3.00 points, plus customary underwriting, processing, legal, administrative and site inspection fees to (**) at closing of the loan; (2) $50 application fee due upon signing of the term sheet.

I suggest you find local REI clubs via BP/Network/Events and Meetup site and start networking with like-minded investors and specialists.

I lived there for a year over a decade ago and after visiting again earlier this year, my wife and I are looking south for investment opportunities. 

Not having a good team will break your investments.Once you narrow it down, visit the city that interests you.

@Paul Callaway for the west coast investors, I can help with rental helocs. 65% LTV, I/o payment option, $450 max on origination costs, west coast only.

I recently had the opportunity to visit Hayward and completely agree with your view.

I haven't bought a deal for a while but I have accumulated more funds - I'm planning on moving out of SoCal and FHAing a 4-unit wherever I end up, plus I have the money to buy another property in my East Coast market if I see something I like (I'll be back there next month visiting family, arguing down property taxes for my newest property at a hearing, working on my properties).Hopefully these ideas are inspiring. 

According to this site: site https://smallbiztrends.com/2016/05/small-business-...

When she questioned why the landlord feels that she needs to pay for the test, they sited the lease agreement where it stated that the landlord verified that there was no mold at the time she moved in and that it is the responsibility of  tenant to "maintain the premises in a manner that prevents the occurrence of an infestation of mold in the premises.

Hello - I am very glad to find this site!