Not to worry... government will be there with the government running industry like in China, and citizens being forced into labor.

I have yet to use forceful or harsh language besides saying initially that no providing of leases is unacceptable.

Also, if through taking all your money out of the deal -- and then some -- your gross rent:P&I ratio falls below 3.50 (and I like to use 4.00 personally), then IMO you are over-leveraged and cutting it too close, regardless of how much "forced appreciation" you think you've created in the property.So I was referring to 100% leverage on your all-in, not the phantom appraisal.

Nobody FORCES us to upgrade electricity, my fiance assumes it's not SAFE.

No one forced you to post any reply or push any "reply" button.

I did it by brute force and came up with 16.8% if the compounding is daily.But, while this is mathematically an annuity, its not what would commonly be called an annuity.

If your IRA runs out of money and can't afford to pay expenses, you may ultimately be forced to over contribute or distribute the asset and pay taxes.

My fear with 4 separate leases is if/when one person leaves, the others have no incentive to replace him and I couldn't really force them to live with a random stranger that I pick out.Any thoughts?

One "mortgage" was a portfolio loan that we acquired as we (my husband and I) joined forces with a partner.

So if you've paid down your mortgage entirely and maximized your cash flow, then maybe you wouldn't need a large cash reserve as your increased profits would be able to handle vacancies and repairs/maintenance.The cash reserve set aside should also be dependent on the condition of your property and the local economic forces in your market.