The entity structure is typically different than multifamily as well. 

Negatives to VA Loans- Seller pays for termite Inspection-Termite damage needs to be repaired- VA property condition requirements- Longer close times- VA borrowers are typically, but not always, First Time Home Buyers, so all the perils that go along with that.- VA Borrowers very often tends toward very subpar lenders like USAA for instance.

Any advice from a long-term STR/Rental Arbitrage investor?  

The offer I received is a 9% interest rate on a 5-year term, resulting in a monthly payment of $726.

Here are some questions that I would typically ask a CPA:1.

I'm planning to purchase an investment property and would like to understand the typical down payment requirements.

Worked with Credit Consultant to increase score for better rate and loan terms.

Additionally, the rental market in Seattle can be competitive, with seasonal fluctuations affecting short-term rental demand.

@Matt ConcannonMatt - it depends on several factors.As Aurelien Bonin mentioned above, if they are limited partners (passive investors) they typically are not included on the loan.

Are there any commercial lenders that would work with that or is 25-30 more typical?