Thanks for the response, @Amit M..

The loan officer serves several functions and has various responsibilities: they solicit loans, they are the representative of the lending institution, and they represent the borrower to the lending institution.loan originationHow a lender refers to the process of obtaining new loans.loan servicingAfter you obtain a loan, the company you make the payments to is "servicing" your loan.

I use to honestly get a little upset because I was feeling it was going to make investing harder for me or I was going to have to sit back until this trend slowed down or stopped.

@Ashish Acharya,Thanks for the response! 

They're a little pricier than traditional conventional rates, but with good credit they are in the high 6's, low 7's on a 30 year fixed. 

There is definitely a winter slow down here in Cleveland.

Look forward to hearing your response and best of luck as you grow you MHP empire!

Real estates is a very slow process to be rich.

Thanks for the response. 

I live in San Diego, so I need an agent who is responsive, trustworthy and willing to work probably harder than he/she should have to - and Joel has fulfilled all of my expectations (and then some...I'm not sure if you saw my previous post from August, where he changed the flat tire on my rental car!).