I have an untapped heloc on our primary, I want to refinance to get the low introductory rate and also larger line, because of appreciation.

My experience is that sometimes it has an opposite effect, escalating an adversarial stance resulting in larger uncollectible rental loss and potentially malicious damage.

I'm planning to purchase more property soon, but also have been wanting for quite some time to finally upgrade to a larger boat.

I have liquid cash that I can lean on if need be; however, the lack of cash flow is not the best financial decision.

So in this situation, if they had to foreclose, they may be picturing the long, expensive process of needed to evict a few "residents", and then the haul-away and disposal costs for a couple of large pieces of "debris", before they would have a marketable piece of land to liquidate. 

Plus having the liquid cash when forclosures start is going to be very useful to me (I think). 

If it's a larger organization, feel free to inquire about their different staff qualifications.2.

I probably wouldn't suggest this for larger rehab budgets or something where you are likely to run into more issues (opening walls, floors, structural changes, etc).Overall though, I'd say be patient to see if you can to stack more cash reserves prior to your rehab.

I have a MF property with  larger PM company that purchases repair supplies through their own accounts with HD, etc. 

Upon speaking to the realtor, he indicated seller financing was a possibility and the owner was liquidating several properties in the area and moving away.