sales price and bump up the rent to collect the extra needed to get to the down payment amount in about 2 to maybe 5 years, your call.

I have few multi-family in TX and AZ, and thinking about IL and others via syndications but, the fear of doing taxes for each new state I put 10K into is stopping me.anyone can LMK how much:1/ they pay their CPA2/ it costs extra for each state they add? 

If they price the loan based on the assumption of a 3% discount, and now circumstances change, the discount rate charged is for the loan 5%, from another loan buyer, either they eat the extra costs, not do the loan, or reprice it.For instance, once I wasn't sure if I was going to live in a rental I was buying, asked the bank whether it's going to be a OO loan or a NOO loan.

Unless you are doing an executive short term rental or have extra furniture laying around, I would rent it unfurnished. 

The tenants will pay the higher cost because it’s too much of a haste for them to move their stuff out and easier to just keep it there and pay the extra rent amount.  

The replacement cost here is about $150/sf for 1600 sf R2 (800sf x2) is $240K, land is extra.  

Combine that with the 10-20% off coupons with free shipping and it's a great deal.Otherwise, if you don't need brand new appliances and have some extra time, San Francisco Craigslist always has cheap appliances.

(Truth in Lending Act)  I would think you are, the correct answer to the first point leads to the creditor definition.A "creditor" under TILA is an entity or person who extends consumer credit with a finance charge more than once in a 12 month period, which you likely do. 

It pains me to read the harsh criticisms of my profession, but there is no escaping the truth.

If a tenant were to upsize the fuses, it is a major fire hazard because the wires can not handle the extra amps and now the fuse will not protect the wires anymore.