There has been some excellent info posted on these boards.

House, car, relationship.

In Excel this would be "=PV(rate/12; term; -payment)".

Michael,Thank you for the quick and excellent info!

First of all, what type of job would allow me to be a part of the investment process for a company and not just having me do analytical/ excel formulas where I dont actually go out and look at properties and see how deals are done?

Right now I am just using Excel to track my expenses, buyers and sellers list.

Most tend to be six to twelve months but, some are less.This has been my approach to seasoning with houses that I have rehabbed and tried to sell...First, I work closely with "investment mortgage brokers" because, they tend to have better relationships with lenders that don't have strict seasoning standards and often times they work with smaller lenders or private lending groups that don't require seasoning at all.There is usually a catch though.

If you have options that you can present to your clients, you will sell more property, and develop good relationships with the lenders/investors/finance groups that you are hooking people up with

When doing online marketing, at some point during your relationship building with your prospects, ask them for their mailing address (with legitimate reason in mind) and then follow up with them offline.That's what I would do.

For the workers that I have a trusted relationship with, I visit the site at the beginning of the day to make sure we have a schedule, and at the end of the day to make sure we met the schedule.