Here are a few ways to start:1) Educate yourself.

But make sure you do your "due diligence" on the property FIRST.Also, educate yourself by capitalizing on the podcasts, blogs, forums, and articles here on BiggerPockets.Finally, I would encourage you to join your local real estate investment club and network with other investors and real estate professionals in your area.

If you did refinance and your future lender required 75% LTV (worst case scenario) on your property that is worth $435K then you could 1) keep  your current home, 2) collect $61K in cash to pursue other investing/real estate ventures, and 3) your monthly payment on your new loan of $326K even in today's higher 4.6% rates for 30 year, would be @ $1,673/mo. without any PMI ------ This is still less then your current payment. 

Sorry to keep posting on my own question but I'm hoping for some feedback early today.

I did get some bad news today the A/C went out in one of my units, but I'm determined and will figure this out. 

Several of the outlets didnt work in the house-The window guy called today, and after they had about 75% of the windows in, realized they had the wrong order. 

I contacted the bank today and got some info. 

We had a home inspector look at it today.

Families of five used to live in houses no bigger than today's apartments.

- tenant paint job photos:https://www.biggerpockets.com/forums/52/topics/535...When I used the word "high" to describe the quality of the paint job, I was referring to the state of inebriation of the tenant painter :)Reading that entire thread is a good learning activity; my initial comments on that thread start on page 4, and the person I was attempting to educate posted after that to defend allowing tenants to paint!