You should start by reading this article I wrote: How Canadian Can Investors Participate in US Real Estate SyndicationsAs a multifamily syndicator with Canadian investors on both coasts (and a few provinces in between), your first step needs to be getting in touch with a cross-border CPA.

A lot of forum members are very knowledgeable in their respective fields related to real estate investing, whether that is real estate sales, wholesaling, flipping, rentals, lending, self-directed IRA and Solo 401k investing, or tax and legal guidance.

Anything above 4 units is considered commercial lending. 

You may need to partner up with someone to get the capital, but makes it easier to scale.Lastly, usually when you hear about someone acquiring hundreds of units over just a few years, they are syndicating deals (which is a great way to do it, BTW).

So if a Hard Money Lender (HML) lends you 70% of the ARV, and your permanent financing will lend you 80% LTV, that means you have room to include more than just the HML loan. 

The key difference is that not all financial institutions that lend on mortgages also take deposits.

Many members are experts in their respective fields related to real estate investing, whether that is real estate brokerage, wholesaling, flipping, buy and hold, lending, self-directed IRA and Solo 401k investing, or tax and legal guidance.There are some pretty cool discounts on various products and services offered as Perks to BP members that you might want to check out: https://www.biggerpockets.com/perks/proIf you haven’t checked it out already, the Bigger Pockets blog features links to their awesome podcast and many great articles: https://www.biggerpockets.com/renewsblog/The site has quite a few tools that can be helpful for new members.

For example, flipping, deal finding, wholesaling, syndicating.

The way the lending industry works now is banks don't really make money from the interest on the loan.

I've looked at creative lending options but none appear to work other than old fashioned saving and a conventional loan.