I have informed my tenants across the board that for April I will reduce their payments by 20%.

Most of NY counties are still open for business, just with reduced staffs. 

It’s not the outcome that matters, it’s the energy, time, focus, learning, and understanding we gather in the meantime that is the gold at the end of the rainbow.

I'm trying to reduce my current 4.375% 30 year fixed.

Maybe offer to reduce rent to right about the cost of the mortgage for the duration of the crisis?

You should really be on a master policy to reduce your administrative burden and leverage your size.Best of luck

I'm now debating if investing remote now or waiting for market correction and buying at reduced price.

They require a green building plan and energy compliance path.

Our goal is to save as much of our own money (reduce personal rent) while being owner occupied, this makes triplexes and quads appeal more to us.

You need to have written policy in how you deal with tenants and apply that policy across the board.If you allow pets under a certain weight, they have to be allowed across the board.If you have a policy that all tenants must make 3 times the rent, then all tenants must meet that.And if you have a policy about waiving late fees, or reducing rent, or waiving one month of rent, whatever it is, you really need to apply to all.When landlords get into case by case basis with a different rule or decision for every tenant, that's when you set yourself up for a fair housing violation.