I'm a former public school administrator who was able to replace his income through real estate and I now have the time freedom you are seeking. 

Now when they decide to cut is a coin flip.I don't have a crystal ball for that But we've seen budget cuts on housing from this administration already and there were recent talks this year before the pandemic.

If you can squeeze a nominal discount either for Covid or just having to deal with escrow pains at this time then I think you are still in good shape...assuming you have all your other analysis in line of course

It will take time for RE to really feel the pain of evictions, non-pay, foreclosures, job loss, etc.

@Joseph Henderson, as mentioned, a lot less pain is going today, than I think many had originally thought.

That’s painful sometimes.

Layered floors can be a real pain to remove.

It’s kind of a pain, but it will keep the accounting easy.  

Think about the administrative complexity and time overhead associated with a portfolio of SFHs vs. a single MFH.

"Loans sold to or guaranteed by the Federal Housing Administration, Department of Housing and Urban Development, Department of Veterans Affairs, Fannie Mae, or Freddie Mac will still require an appraisal before closing, per each agency’s or company’s rules."