And it is to your advantage to contact that specific one if you're going to buy within their zip codes.

I live in Northern NJ and was commuting to NYC, but now since COVID I work permanently from home and take advantage of the location independence by going on extended trips abroad. 

Finding it a little harder as a female to get networked...but getting there from the help of people like you. 

So go with a fourplex since it qualifies as a residential loan (5 plus units is commercial) and you take advantage of first time home buyer program (low down payment :)).

I hope that you figure out something that works to your advantage!

Based on what I've been told, females have a huge advantage in that world.

If the equipment is older than 10 years, I would say stop wasting money on repairs and get it replaced (you may be able to reuse the existing outside compressor it uses R410a refrigerant, but if its R22, it junk).The way they left it, it is not operational for either heat or cooling.Personally, I would review what you paid to the original HVAC company and see how they took advantage of you.

On the contrarian side, I want to point this out: If you did only do one deal a year forever, here's what that would mean.30 years from now you'd own 30 cash-flowing rental properties, each giving you tax advantages, debt paydown, and appreciation.Year after year you would continue to learn and earn.You would be outperforming the VAST majority of people who talk about real estate investing.Back to the original point though, be faithful with what you have now, learn as much as possible while doing, and you'll find more and more opportunities.

I JUST FIND A DEAL AND TELL OTHERS SO THEY CAN TAKE ADVANTAGE**Sorry for no links, but just search Costco and you will find them.

Our advantage was that all the other industrialize economies were destroyed and our was not.