While I do not know the specifics of the purchase or exact location, I understand the Philadelphia market well enough to place this property in a lower tier neighborhood based on the ARV Mario shared.

Could an applicant claim that you rejected them based on protected status?

I am an investor that is nationwide but based out of Ohio! 

I then decided to look for a flip based off what I was seeing in my local market.

.#3 - based on the year the property is placed in service, 2018 in your case, but applied to the current tax return, 2023 as of today. 

View report*This link comes directly from our calculators, based on information input by the member who posted.

He is a local CT based lender who knows CT and DSCR loans.

Your tenant base for an MTR that requires a minimum 6 month stay is small.

The properties are currently about breaking even based on their first year as rentals, but the management company used seems to be leaving some on the table in my opinion. 

Set up purchase criteria that will define success for you, an arbitrary minimum purchase price is not a great criteria, instead I would use something like proximity to good schools, neighborhood improvement trends, etc.Finding good deals is really tough right now so it is important to have criteria that are solidly grounded and based on reasons that will steer you toward profits.