What @Allan Smith says is not correct in that it only applies to some crowdfunding. 

I know in regular real estate transaction we include Transfer Disclosure Statements (TDS) and Natural Hazard Disclosures and Lead paint disclosures. 

I have the ability to apply for the same level Line of credit on my business but am going to do that yet. 

There are significant tax differences between the taxation of a pass-through entity and a C-Corp/S-Corp.Accountants would need all the detail(nature of business activities, goals, exit opportunities, income levels, expected income levels, etc) before they can make a well informed decision on your entity structure.Working as an independent contractor does have it's downsides of which you are paid the full-lump sum for your work.

Like I think Texas they don't even allow lease options for more than 6 months.. because of the predatory nature of those putting non English speakers into deals then booting them out. 

I'm wondering whether to apply for the conventional loan first, then the HELOC? 

Can I use projected rent money as income when applying for a loan?

Share value added content in posts and they get voted up (unless the OP does not like the answer and then ego and human nature kicks in and they get defensive).The cowardly internet dumpster replies get voted up as well.

I currently have about 10k in the bank remaining and adding to that account slowly from my wife's job and rental income.I started to apply to jobs as an assistant construction manager and now considering starting a company to do property management.

@Chris SeveneyDo you know if this applies to private money lending for a residential flipping project.