I’m currently developing my understanding of Real Estate Investing so that I can make a sound choice with my first property purchase.My job doesn’t lend the flexibility to be able to travel back and forth to assess a property for a long period of time but it does provide the capital required to start investing.

I want to go commercial because of flexibility and the owner is willing to finance the 20%.

The key here is flexibility.

Why rush to tie your hands in a term lease when a M2M allows 100% flexibility.

it's more flexible and gives me more time for my family.  

I found an agent but they wanted me to sign an exclusive agreement for one year and I prefer to have more flexibility worst case scenario.

I found an agent but they wanted me to sign an exclusive agreement for one year and I prefer to have more flexibility worst case scenario.

That type of relationship could provide a lot of information from another perspective unique from yours as an agent, as well as giving you some flexibility with your clients if needed.

If you can qualify for a traditional mortgage that spreads your loan out over a longer period for a pretty good rate; lower monthly payments support better cashflow and give you more flexibility in the amount of rent you can charge, which can be helpful in a competitive market.

This makes them more flexible.