At this point, I would recommend having a line of credit to cover these things so you don't have money sitting in the bank doing nothing when it could be put to work.I have 33 units, no debt except for mortgages, and excellent income.

I’d recommend getting terms from private and hard money lenders.

Are there any B and C class safe neighborhoods to recommend? 

Did you work with any real estate professionals (agents, lenders, etc.) that you'd recommend to others?

I've been looking for hard money lenders and agents to work with, so if you have recommendations to look into, let me know. 

I would recommend reaching out to a few to get a better handle of your options.

I'd rather not ask my parents or family members to co-sign eitherSo the question is what would you do and recommend in my situation

SBA loan Did you work with any real estate professionals (agents, lenders, etc.) that you'd recommend to others?

Any other recommendations?

I recommend Lowes.