Wont the bank ask for credentials beyond the renovated home and rental to qualify for the mortgage?

I was thinking of a House Hack but I worry that I wont be able to find a place in an area that I would want to be and I also worry about the price to rent ratio. 

Takes time to build wealth, but takes minutes to destroy it.

Randyyour corporate meeting probably wont stand up to audit.. ask me how I know  :( 

Only a portion is PMI.Personally I think the answer about your time horizon is the best: if you wont be selling in 5 years, then it's safe to put less down.

IF they take care of all the above, you wont have to budget that money every month for exterior CAPEX or maint.

As long as YOU don't live in it, you should be good.A rebuild letter is a zoning verification letter that states that your subject property can be restored to its original condition and use in the event the property is destroyed by fire or any other form of natural disaster.   

I don't get why people are saying they wont.

When I deny the applications, they are removed and destroyed and I thought that they had to be according to laws:"When you're done using a consumer report, you must securely dispose of the report and any information you gathered from it.

A bargain by definition is an outlier and it wont conform to any broad trend analysis.