Buying Primary Residence, Does it make sense to put down 20%?

[John Smith]

I plan on buying a new primary residence , around 600k, does it make sense to put 20% down to prevent PMI? Or would you rather put 10% to get more cash for other investments?

20% down = 120k. 10% down = 60k

20% down , 3% APR, Monthly Mortgage with intest/tax = $2,582

10% down, 3% APR, Monthly Mortgage with intest/tax = $3,060. after 60 months of PMI, new monthly is $2,835

thoughts?