Spend a few days reading up in the forums here.

Loss mitigation techniques include the following: Special Forbearance, in which the lender arranges a repayment plan based on the borrower's financial situation and possibly provide for a temporary reduction or suspension of payments; Mortgage Modification, in which the lender reduces the monthly payment and/or extends the term of the mortgage; Partial Claim, in which the lender obtains a one-time payment from the FHA insurance fund to bring the mortgage current; Pre-Foreclosure Sale, in which the borrower avoids foreclosure by selling the property for less than the amount necessary to pay off the mortgage, and Deed-in-Lieu of Foreclosure, in which the borrower gives back the property to the lender.

I'm the least tech savvy guy around and I DON'T like to spend money so I found the simplest and cheapest solution was to just use the accounting software that came FREE with my computer.

I plan to spend $3000 on the rehab. for a total investment of $16,000.

If I really wanted a builder's new house I'd spend a few days doing some economic research on that builder's activities, both construction and sales, in the surrounding area before I made an offer.

You spend a lot of time chasing up details, helping people feel that deal is moving forward and other such things.If the game you want to get into is investing (the central point of the BP site) then you are really on a bit of a tangent.

If I wanted to continue marketing in that town, I'd spend a couple of hundred bucks to seek a legal opinion from a lawyer.

I look forward to spending a lot of time on here.

Unless it is a high end rental I wouldnt spend the time or money to stage it.

I see no reason to return the app fee as you did spend time to.