Predatory lending can go to the party that devised or introduced terms, it's not just on the lender's back with seller financing.

I'm newish to Houston and looking to shift my investments from appreciation plays (4 or less units) to Mom and Pop Multi-Units that could use improvement.   

Our conversation caused me to dive in and want to learn all about it and we both started by watching all of the Ron LeGrand videos and reading anything real estate related we could and decided to start with wholesaling. 

At the age 24 I had acquired and ran my own restaurant but I am now real estate investing full time.I am opportunist, seeking deals daily.Real estate ExperienceGrowing up in family who owned several multi family propertiesI have taken many courses to enrich my Real Estate platform.Created a Rent to Own CompanyWithin the past eight months I have done 15 JV deals - 22 doorsReal Estate GoalsMy real estate goal for this year, it to acquire 20 more doors by December.Currently seekingSeeking Qualified JV partners for multi-unit cash flowing rental properties.Private lenders or Hard money lenders, who will lend to Canadians to puchrase properties in the States. 

But my lack of long term market understanding lead to over extension on my personal buy-and-hold properties. 2008 destroyed me as 95% of my tenants decided they no longer needed to pay... and some even decided that they were entitled to my mechanical systems and metal materials like plumbing and wiring... one even burned down a multi-family building.

I'm interested in multi family fixers and have potential partner who specializes in larger scale apartment rehabs.

Also I am not ruling out new construction and/or commercial or multi family.

We're looking for single family or multi family deals in central Ohio college towns like Westerville, Delaware, Granville, Gambier, Yellow Springs and Ashland.

The reason I sold was that I was self managing and moved too far away to conveniently manage it.I have continued with multis on the premise that more units under one roof, one structure to maintain, and one set of plowing produces a better return. 

I have bought a few SFH and have them rented out, now im thinking on doing some Multi Family's and would like  to pick your brain on a few things.