This is found out via insurance records, records of law enforcement, public safety records, or any other similar regulatory agencies.

Has anyone sent an unpaid rent balance to a collections agency?

Flood insurance can be high depending on who you go with, check numerous agencies for a reasonable quote.

This is found out via insurance records, records of law enforcement, public safety records, or any other similar regulatory agencies.

Any recommendations for agencies in South Florida that can help poor/at-risk seniors with insurance issues? 

The agency she was buying through provided the cash, I believe buying the house, then reselling to her in some fashion. 

Likely nothing about this process will make you look good (assuming you can correctly identify which results really are your applicant).Assume, for one moment, that somehow/someway your application process comes under the scrutiny of a highly motivated and adverse attorney (private suit or government agency). 

The rep at the collections agency said they do not remove paid debts from the credit report, but I know this is often done.

The tenant doesn't seem to be the type who would pay and he didn't show up in the LTB meeting, should I try a collections agency or go straight to the legal route using small claims court and garnishment of wages?

The Lone Star State was estimated to have a population of 29,527,941 by July of this year, and its growth rate has been consistent over the last few years.California, however, lost an estimated 261,902 residents from July 1, 2020, to July 1, 2021, which would mark just the second year for the population of the Golden State to fall since at least 1900.https://www.bizjournals.com/au...The Census estimates still peg California as the most populous state with roughly 39,237,836 residents, though the federal agency also surmised the state lost the most residents — 367,299 — to domestic migration.Overall, the U.S. population grew an estimated 0.1% in 2021, the slowest rate in history.