I am losing about $250/month once considering CapEx/repairs/vacancy savings, prop manager. i have renters in there and house is in good shape but as we all know, something could go down at any time. loan is at 2.75%, so, I would lose that....which amatorizes quick.

What other expenses need to be accounted for, and how what are recommended assumption rates (vacancy, capex, repairs, etc...)Any guidance would be appreciated. 

Phone calls go to voicemail and are never returned.We ended up talking to the tenant. 

Hello BP I need have an idea on a POS Voilation that i have and would like to have a estimate cost to rehab that would fix these issued. Wonder if I can paste it here?

You are still making some good cashflow even with 20% for CapEx and repairs.

Also ask about overdue maintenance if the person showing you the home has that knowledge.Once you know the ARV (make sure this is as solid as possible), you can calculate MAO as:ARV  x  [65% or 70% (depending on several factors)]  -  Repair Costs  =  MOADig around BP for blog posts on the topic.

I am looking to skiptrace large excel files for cell phones and other pertinent info.

If not, someone at their front desk can call and they will answer their phone and then they'll turn the receiver over to you.

During the call the HOA confirmed that they would be responsible for exterior sheathing repairs if it was deemed necessary and caused by exterior water. 

With direct mail, you can either do whats called driving for dollars and drive around your neighborhood and make of list of properties that look like their in need of repair, then send them a letter (or knock on the door) asking if they might be interested in selling.