We were doing great until the virus hit, but there's always something that can hit you in REI from what I've been told and read, so if its not a pandemic, it may be tenants that stiff you for rent for the last 3 months and you have to evict them or one of the numerous stories that @Paul Sandhu shares with us on this forum.

I've spent numerous hours reading and searching. there are companies out there that charge for them to help with the unsecure lines of credit.

I have seen numerous properties (both SF and small multis), all in Florida as there is a wholesaler there who is bringing me properties to review. 

I understand there are numerous ways to finance, but initially I’m looking at conventional with the usual scenarios: 15 yr fixed at 10% (PMI of course included) or 20% and Heloc to leverage cash for next property30 yr fixed at 10% or 20% and use Heloc I’m having difficulty finding the best scenario to meet these goals and would greatly appreciate some advice, insights or shared experience.

I tell all the tenants that they must communicate with one another regarding neighbor issues that will always spring up.I kindly told her that I did not believe the tenancy was going to work and that I had numerous people interested in the apartment.

@Moncy Samuel, I recommend you check out the numerous videos by Toby Mathis or Chris Coons of Anderson Business Advisors. 

While you may receive numerous inquiries from individuals casually browsing listings, focus your time and energy on serious prospects.

I listen to numerous podcast.

Several Basic Fraud Schemes to Note:I have now been in accounting and specifically in Forensic Accounting and Fraud Examination for 7+ years not only dealing with your typical frauds, embezzlement, theft, and breach of contracts, I have been a part of numerous high profile cases dealing with politicians, real estate developers, even big pharma.

I have funded numerous "same-day" double closes in California.