But once notice was given to our mortgage company they shut down my ability to pay in order to not mess any numbers up during the bankruptcy process.

If so, give the tenant the notice required in the lease and enter the property to show it.

there are several options, you could do a Non owner occupied Cash Out, on the Secondary Market like Fannie or Freddie, you could take a Line of Credit, some banks may do a HELOC most will not because its a HOME Equity Line of Credit, and because its not your Home most will not, but you could do a Commercial Line of Credit, I have a couple, one is for 3 years the other is 2 years, but dont be surprised if they only offer you a 1 year term to start. you could also cash out on a commercial note, 3 or 5 year term, 20 or 25 year amm, these are pretty easy to get if you or the property have decent income, your biggest struggle will be that you are out of state, so may want to look to banks that are in both your home market and where your property is, like BMO for example, still a smallish bank so somewhat flexible,  yet large enough to be in both markets, good luck

Also, just noticed that the metal handrail fell off and tenant didn't mention! 

That way you can at least attempt to serve them notice.

Gold standard here is a 30 year fixed rate conventional mortgage (Fannie Mae or Freddie Mac products).

Do not contact them except with the pay or quit notice on the 2nd of the monthI have found the best way to get a group of tenants in line is to make a example of one and the rest will  fall in line. 

Same goes in New York with their New York State's pre-foreclosure notice requirement. 

My Tenants are moving out on February 1st of this year and have decided not to pay the last month rent :(since they already moving out, should I still do a 14 days notice to quit?

Most of the time you can't purchase a property with Fannie/Freddie money mainly because they take too long to close.