2014The plan: Fix credit (destroyed from divorce and stupidity of a youth misspent).

Is there a positive DSCR etc.).That being said, I'm curious to see what @Josiah W. can do with the 0% interest lines of credit.

Whats the most ideal # of rooms best rent and low vacancy rate?

There is not a specific type of client that all lenders desire since every one has a different credit box.

In theory we could buy a house with him and rent it for ten years and break even, pay the debt down, build credit, and later maybe he lives there.

I am looking to achieve a low down payment and renovate the portion of the home I would be "living in" over the year I am supposed to be residing there and essentially using that year to take my time with renovations as I am full time student and working full time.

Huge tourist presence, but the population on the books is around 6,000 and its a no go at the zip code to most...Typically, your best best in rural areas is going to local banks or credit unions. 

I’m here to learn while I build cash reserves and attempt to make my credit as attractive as possible.

Along the way, I've been diligently saving and building my credit with the dream of owning my first property.

Hey Collin, Can your current lender offer you a lender credit, to be as competitive?