There are also plenty of private lenders that will lend to you, even if you surpass your DTI limits.

Over the past year, I’ve applied for a PLOC a couple of times with banks like Wells Fargo and Suntrust that advertise unsecured PLOCs up to 100k (plenty for my market) and I keep getting denied.

There are plenty of wholesalers in the area the offer a variety of properties.

You have plenty of time if you use another hard money lender.

There are decent house hacking options near Randolph AFB, if that's where you would be, and plenty of other investment options near all the other bases as well.

Because even that house will have plenty of things that need to get fixed along the way - trust me.

There are plenty of other benefits, including perks for investors, ibuyer programs, team building, stock earning, healthcare, and even building a retirement plan - but I'm not going to bore you here!  

I'm still getting plenty investors looking at and making offers on deals here in San Antonio.

Personally, if I were selling a property on Craigslist, I wouldn't sell to a wholesaler because I know there are plenty of actual investors I can go to direct. 

There are plenty of tools here on BP that"ll help you.