As a new investor, my approval with Veterans United didn't work to buy a multifamily property. 

Investment Info:Small multi-family (2-4 units) buy & hold investment in Duck River.

I suggest looking at small multifamily (2-4 units) and renting out with one lease per unit. 

I'm live in Old bridge, NJ and due to high property taxes in New Jersey, PA seems like the best state to invest in(Tavel time ) I'm trying to identify rental markets and research, while trying to establish a team.I've done some research and came up with a few areas in PA include Allentown, Lehigh Valley, Bethlehem, Scranton, reading and Kutztown I'm hopping to cash flow between $100-200 per unit is possible (with property management), and can reasonably expect some appreciation in the next 10-20 years (2-4% per year would be ideal, though achieving positive cashflow on my first purchase is my #1 focus).

I am looking at 2 properties in particular. 1 has taxes of $28K and 1 is $13K and both are in the same zip code both 4 units.

This is gold.

If it is a multi-unit property, and you are the tenant without the cat, your agreement is with the landlord and it is their problem.IF you are either the landlord or the person with the cat, its the tenant with the cats problem. 

Investment Info:Small multi-family (2-4 units) other investment in San Francisco.

I am filling 8 apartments and a couple of commercial units that I just finished building. 

If the tenant had mentioned that they needed these appliances replaced before they moved into the unit, then that's a different story.