Welcome to the game!

This BP analyzer is pretty superficial...If you are wondering if you should pull the trigger, you'd need to have a set investment criteria, and then we'd have to ask if the deal in question meets those criteria...this is a residential property valued by comparable sales...CAP is irrelevant entirely...Cash-on-cash merely puts your property on the same level playing field as other similar properties for the first year...it doesn't truly dictate a good deal.

I would play with the rate, and put it at 6 or 7%, and see how you still like the numbers.

Originally posted by @Brandon Sturgill:And investing in houses is a fools game in general.

They have more skin in the game then you do.Make sure you get clear title.

Scenario A (typical) - $500k duplex-$125k down-$375k mortgage at 4.6%Scenario B (modular financing) - $500k duplex-$125k down-$260k mortgage at 4.6%-$75k HELOC on primary residence-$40k loan against 401(k) (technically this would be $165k down, but you get the point)In scenario A, paying off the mortgage quickly makes zero improvement on cashflow until you pay it off completely, or refinance, and there's no point in that if your rate is locked in lower than current(or future) market rates.Scenario B could involve higher interest rates on the HELOC and the 401k loan, but you have multiple, simple, easy options for increasing your cashflow, and then you don't end up playing as much in the overpriced, volatile stock market.

Go all out and play the risk game alongside others who have a low cost portfolio to keep them afloat if disaster strikes?

This way you can begin building your "team" or start figuring out the best places to get loans, best contractors, etc.It's a waiting game for sure and it sucks to just sit but I'm sure everyone goes through a stagnant period in their career.Good luck out there!

My schedule is currently crazy but we worked with both optionEnd of Day 2.) seem to be a longer term play via most client I work with1.)

While catching up with an online gaming buddy I haven't spoken to in 5 years, he mentioned this website and podcast.