This includes information about their business, financials, and any legal issues they may have encountered in the past.

Have you checked out using an FHA loan for a multifamily househack?

Also, I can't tell anything by just this post but there are investment property loans that don't require 25% down. 

FINANCIAL ANALYSIS = Make your own financial analysis for equity.

Good morning all,I’m a vet and current firefighter looking to build financial freedom.

 I am applying for a DSCR loan and am now a renter myself.

Purchase price: $310,000 Cash invested: $350,000 This was a full rehab 6 unit multifamily building.Our firm did everything from locating and acquiring the project, to managing construction, and then finished up by leasing out all 6 units for a premium rent.We used a construction loan to secure the property and do the rehab. 12 month term which we were able to do construction and lease out all units before taking out the original loan with a permanent commercial loan.

I also hear that HML does not loan this type of contract.

This is strictly a business purpose loan only.

Mid-Term rents do cause a little complication...but that's what DSCR loans are for.