Second Post outside of my introduction so I wanted to make it a bit more interesting.

;-)I have owned and rented SFH since I was in College (I bought my first home, and then lived in it while collecting rent to pay the mortgage and make cash from my roomies.).

My dad taught me decent financials growing up and I'm the only one in my family who hasn't made a financially poor decision(some sort of bad debt or bankruptcy.)

My Fico is around 650.

It’s not a joke, it’s my real life example

Previously, I borrowed where my rate was the 5 year treasury plus 2 points.

Good morning, BiggerPockets Family.I recently submitted a Residental Purchase Agreement (RPA) with a pre-qual letter from my credit union and FICO scores.

Recently, I have shifted my focus towards identifying property flipping opportunities in smaller markets in the SE, and I am enthusiastic about the prospect of forging new professional relationships and connections.

I also just go done taking a Alan Cowgill course on raising money to help fund my deals.

Im about to close in on my first investment property, a large Single family home .