It might surprise you.2.

Shadowstats is now reporting the real unemployment rate near 23% per the chart here:Real Unemployment RateTo my surprise the number is still inching up a bit.

This request got surprisingly little feedback.

If you are in town this weekend, there is a BBQ festival in Surprise.

You always continue to surprise your following.

You've made a big investment in training, and I would be asking that investment to work hard, even if the job environment is difficult.I'm not surprised at all that the 2% "rule" doesn't work in Holland.

So, I was a little surprised to read that most say that I can refuse to give an application to someone.

Thanks.Purchase Price (B23) $100,000.00Repairs (B24) $50,000.00Points Charged by Lender 3.00%Points Added to Loan $3,000.00Purchase Closing Costs (@ 2.5%) $2,500.00Out of Pocket (includes closing costs and payment) $7,750.00Holding Costs (Taxes/Insur/Util/HOA/Lawn @ 2.5%) $2,500.00Inspection/Appriasal Fees $600.00Total Invested $165,750.03Total Cash Needed From Lender $153,000.00Hard Money Monthly Payments (16%) $2,031.84Total HML Payments (@ 6 months) $12,191.04Lender Loan to ARV 67%Total Loan Owed Lender $165,191.04After Repair Value (B25) $230,000.00Home Warrant $450.00 Termite Letter $100.00Realtor Fees (@ 6%) $13,800.00Our Closing Costs $1,500.00Their Closing Costs $1,500.00Total Debits at Closing $16,800.00Total Cash Received if Sold Now $213,200.00Total Invested (B41+B49) $177,941.07Total Profit $35,258.93I have the rehab costs at $42,500 however I increased the allowance to $50,000 to cover any unexpected costs.

So everything is layered with insurance and can cover any unexpected events.Ultimately I think separating, creating an entity and layering your insurance is your best bet.Chris

Madisyn, since you've been managing it for two years, there shouldn't be surprises with the building, tenants or expenses.