Or, I sell the Stockton home and put the money made, along with my savings towards the Sacramento home and be mortgage free within the next few years.My long term goals are to have cash flowing rental properties, but to also be financially and debt free. 

First I want to thank you for reading, I am new to the investment market and the idea is exciting and terrifying at the same time.A few facts:Purchase Price: 325,000Rental Income Estimate: $5250Property details: This is a 3 door property:1. 1/1(main building)2. 3/2(main building)3. 2/1(separate building)Repair estimates to get all 3 properties up and running: $145,000 - $200,000I do not have a ARV since its very unique there is not anything we can compare to but I am looking to get a third party appraisal.Plan is to do a mortgage for the property with cash down payment.

Conventional investment property loans cap seller credits at 2%.

To be a reliable and successful Private Money Lender, focus on building strong relationships with borrowers and real estate professionals, thoroughly assess each investment opportunity by conducting due diligence on the property and the borrower's financial background, and establish clear lending criteria to mitigate risk.

I’m a new investor in FL and seem to have just invested in time for a major Hurricane to hit directly :( any advice is much appreciated!

They may not have been able to “hold on” for the turn in values, or their investment horizon may have been a shorter time (say 5 years) before the money was needed.  

Have you invested time or money into other real estate education or is this your first entry point into the real estate world?

First off, huge congrats on buying your first investment property!

I have had a ton of OOS investors from the west coast invest in philly and they moved to columbus. 

I am new to real estate investing and have just started analyzing deals.