Financial independence, retire early, the four second workweek blah blah blah.

You might want to connect with @Daniel Klein who is looking to do the same thing in Philly and is an independent contractor.

I get to either have a major hassle and basically beg the IRS to audit me or leave it alone and pay taxes on the promissory note amount.Another bad 2020 item. 

What I had to do is write up a plan for the business, compensation plan for officers, such as paying for medical insurance, co-pays, auto expenses, office expenses etc. so in the event of an audit, I'm covered.

If not, contact other Independent agents and have them shop it. 

You have to learn how to analyze them but it's not too tough.Hope this becomes advice you look back on as playing an important role in your journey toward financial independence!

@Daniel Lao Brad Lyons with Independent Bank in Longmont, CO has done all of our loans and refi's for our instate and out of state rentals.

@Axel Meierhoefer that’s amazing, glad to hear you’ll be achieving financial independence soon!

I got licensed in Indiana for Property & Casualty and Life & Health and opened an independent agency. 

(Disclaimer: I'm not a tax professional, just an investor who has become financially independent and love real estate investing)Hope this helps!