As I have not started yet, I want to believe I can establish relationships that I trust, I guess my question was, am I being naive in thinking that? 

It's almost a guarantee that the lender is going to require that it be a SPE so having it established isn't going to hurt you.At your level, you, and any other guarantors, will be the ones underwritten on the guarantor side of the loan since you will almost certainly be looking at a recourse loan.

You can go out a rent yourself, and your rental will still count as a rental.If you are moving to Florida for a valid reason (new job, new business, be closer to parents, etc.) and can establish that this is not a strategic "move" (your child is enrolled in local school) you can buy a property in Florida as your primary residence.The rent credit will depend on your experience as a landlord and LTV of the outstanding loan.Hope this helps.Upen PatelMortgage Banker, VA Loan SpecialistNational Lender, Federal NMLS# 1374243

What you might credit a buyer with is not necessarily what lender will credit them with and then they are short on the down payment they thought they established. 

If the property owner has a maintenance crew and/or contractors that he/she have an establish relationship with; my company would directly notified that person with service request as well as the tenant follow up for direct feedback.

After they get established and start networking they ay receive deals from a number of places.

I believe this is because they haven't established their personal goals.

I see this as a good time to start to establish a residual income and build towards the future. 

After breaking one, you should begin the eviction process immediately and make sure you establish procedures for screening future applicants, as recommended by @Michele Fischer.

Hi all,I am tired of Bank of America and trying to find a smaller bank where I can establish relationship.