After applying for a loan you should be able to get an offer letter with these details within 24 to 48 hours.2. 

I have been investing in Real Estate since 1997.I have went through a few downturns even before the 2008 crash, such as the Tech Crash of 2001 where NASDAQ lost 66% of it value.My properties are in NYC, Brooklyn specifically.I tend to be a very detailed oriented researcher into the area of Investment that I am studying.Prior to purchasing my RE Investments, I learned the RE Business Cycle so that I can soften a blow from a downturn as much as possible.

Email this loan officer or account executive several questions (at least 7) and see how detailed and quick there response is.The type of questions you ask really do not matter, you are giving them a test.  

I don't want to go into too much details but he has been the worst contractor I have hired.

Isaac , this is a very ambitious project my friend.I would start with Bildwise ,they have extensive experience in this market,and contractors they use all the time,which gives them consistency.They can probably ball park it for you first and then do a detailed sow if you choose .Disclaimer :I have no affiliation with BildwisePlease keep us in the loop with progress 

What are the details of this deal?

They provide no details or insights in why they are not able to find a tenant.

*HOAs usually cover lawn care, sprinklers, lawn watering, siding and exterior care, insurance, and more                *This covers most of the exterior line items that you would otherwise have to address in a single family home.

Also, YOU need to be the person who makes the monthly mortgage payment, or the seller needs to provide you with online portal access to the mortgage lender's website or have statements sent to your address / email - so that you can make sure that it is being paid.

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