I'd use USPS Bulk Mail Services - they offer lower rates than first-class mail for sending large volumes.

That being said, I'd like to protest to try to decrease my costs a bit. 

Using the different things the home inspector found to help decrease the selling price.

Active Income - Passive income, from rental real estate, is not subject to high effective tax rates.

Not looking to beat any other term sheets, will keep lending to existing customers, but very skittish for new borrowers.I have two PG loans, due in 2026 and 2027, but not balloon, just rate adjustment.

That means owing more taxes in the future while decreasing the tax benefits of owning that property until you sell.

If i give them a down payment and they finance the sale over 20 years, are the capital gains deferred or is it taxed at the income tax rate?

They were fairly highly rated, and performed well on my extensive screening interview (we went over an hour).

Most deals purchased in 2022 were at absurdly low cap rates and highly inflated values. 

To achieve cash flow in this high interest rate environment, it will take finding/making a great deal or putting more money down.