@Rick Pozos Yes it is fairly close to downtown, and we are attracting people coming for that at this point.

You can then use those IRA funds to make alternative investments such as real estate.

I'd say it depends on what return you want on your investment and what your alternative investment opportunities are.

Through the last couple of month, in addition to studying on the license I developed my knowledge of several real estate-related apps and software so when I am asking for an opportunity I would have something to offer as well, such as: Matterport, Inc (for making 3-D renderings of assets so that prospective buyers may take virtual tours)Repair Estimator Plus (for estimating the costs and expenses associated with each deal)Follow up boss (for centralizing communication)Cloud attract (for building landing pages)Wise agent (for email automation)LionDesk (for recording and embedding videos into emails and texts)Spacio (for digitizing open house sign-in forms) PalmAgent One (for estimating closing costs)Disclosures.io (for organizing and sharing disclosures)Dotloop (for signing offers and closing documents)Looking forward to hearing back from you.Best regards,Reza Rostamnezhad

Alternatively, check with good local property management companies and see who they recommend. 

They can hold money out for long periods of time whereas banks can have branches and have to offer higher rates for CD's and Savings as inflation happens to attract money.

There is a newer alternative to a Conventional loan called a DSCR loan. 

You have to network with other wholesalers and add value to them and to investors to be a cog in the wheel to attract local cash buyers.

From there, you can determine a property profile that attracts your target tenant pool.

All of the "quick patch" types of seed are annual, meaning they won't come back and you'll be planting again next year.I'd also carve out a good section of yard and put down seeds for flowers that attract pollinators (bees and butterflies).Beyond that, I'd go with decorative water permeable bricks or stone.Good luck!