@Mary Jay, to layer on to Connor's comment, while some lenders will only pay draws on invoices paid with lien releases, there are also some that will allow you to submit draws on invoiced work.  

@Dayton Bishop It's great to hear you are taking interest in real estate at such a young age but based on what you shared, you're not in a position to own real estate.

I have always been on top of things.

Again, I will be entering on XXXX to fix XXXX.

They take good care of the house, pay the rent on time, and are easy on the house.

I read a few reviews on an agent that came up on BP and they were not great. 

But right now, I'm stuck on if I should:(A)sell and buy a new place (B) live here another year/save more or (C) keep as a rental and buy a new place. 

Contact your county tax assessor's office to learn how to find this information (it's usually online and easy).Talk to the neighbors.There are paid apps that may include contact information for specific properties.

Sometimes even on the same street.

Unfortunately, you must refinance the property completely with a new mortgage in order to pull equity out (or pursue a line of credit with a local bank).