Every deal is unique and stands on its own merits.

These kinds of properties come with unique challenges and require specific knowledge to manage. 

In any case, our situation is not unique so I'm hoping someone knows of some forms available online somewhere?

Population 35k plus and we have our own unique employers such as a military base, school district, law enforcement agencies, and city/county governments.

Every market is different to a certain degree, and has its unique perks and challenges.

I would also think about whether there is anything you can do to make your building unique. 

@Jay Hurst posted the image above, the full hit is 2.125%, 1.9% probably correlated to some nice round interest rate increment, X.25% or X.5% or whatever.So that means you're presumably getting ballpark the same rate that owner occupants get, from that lender.You could switch it up and have it fully absorbed into the rate, instead (I'm given to understand, mostly from other posts on this forum and others, that some lenders have discontinued this option -- any independent mortgage broker should still have it, though, since I still have it, and I'm not a magic unique unicorn). 

We have a unique set up of 6 units with a shared pool and common area on 3 side by side lots, so it is important that we ensure all guests are aware of the rules and respect all others on the property.

(& to all the "omg 2008 all over again" commentators, if that was going to happen, it would have happened like 10 iterations of this exact same thing ago, there's nothing super unique or special about this unicorn-of-the-day).Behind the scenes, the market has been so hot, that big banks have been unable to fulfill their community reinvestment act obligations. 

I'm connected in Columbus, Akron and Dayton as well.Let's connect so I can better understand your goals and unique situation