You've locked up the house and it's during the inspection period, it's much more likely you'll actually own the place as opposed to a house you're merely bidding on.

IF appreciation happened to be 3% instead of 2%, that would actually boost returns 2.5% at that leverage ratio. 

Thanks guys, this actually makes me feel better.

You have actually been talking with my husband @Matthew Hipp recently.

As long as you have some sort of income to document your that you were actually Self Employed and not "Self Employed".

I've begun to wonder if my initial dislike towards properties with CDD & HOA fees would actually be a good idea considering they have community pools.

We're actually scheduled to meet tonight, if you can make it?

I actually used to work at the small hardware store there in Plano and then at the nearby Home Depot in Yorkville!

You are assuming both markets are the same...and because of that, a $60k house in Ohio is the same as a $60k house in Memphis...and you'd be 100% wrong.That $60k house in Ohio, based on that market, could actually be a better house than the Memphis one.  

I've begun to wonder if my initial dislike towards properties with CDD & HOA fees would actually be a good idea considering they have community pools.