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If I don't, I do this:I wait about 7-10 days- if I don't have an offer, drop it about 5k.Wait another 7-10 days- if I don't have an offer, drop it about 5k.RepeatTakes a lot of the stress out of it.

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Which will be less stressful to you?

No water bill for the tenant is great but being responsible for pump and well to operate properly could be stressful.

(you can look up the actual verbiage) HOWEVER, I don't do WAR ZONE RENTAL... that is a whole other ball game, I have clients that do that, and it's totally stressful!

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I have been working on re-training my thinking so that instead of seeing my reserve fund as a "lost opportunity" I see it as 1) a cost of doing business, 2) an important element when presenting myself to lenders, and 3) a stress reduction investment.

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That's another thing I want to learn more about too as it seems like a lower stress way to generate passive income vs landlording.Regards,Daniel